Privacy Policy

1. Introduction

This Privacy Policy explains how personal data of members is collected, used, processed, stored, and protected by the Society in accordance with the Digital Personal Data Protection Act, 2023.

2. DATA COLLECTED:

• Identity data (name, DOB, photograph)
• Contact data (address, phone, email)
• KYC documents (PAN, Aadhaar, etc.)
• Financial data (transactions, account records)
• Device/usage data (IP, logs, cookies)

3. PURPOSE OF PROCESSING:

Data is processed for membership, KYC/AML compliance, account servicing, credit evaluation, fraud prevention, communication, and legal obligations.

4. DATA SHARING:

Data may be shared with regulators, credit bureaus, payment processors, law enforcement, and service providers.

5. RETENTION:

Data is retained only for required periods under law.

6. SECURITY:

The Society uses technical and administrative safeguards to protect personal data.

7. MEMBER RIGHTS:

Members may request access, correction, deletion (where applicable), or withdraw consent for non-essential processing.

8. CHILDREN'S DATA:

Data of minors is collected only with parental consent.

9. UPDATES:

The Society may update this Privacy Policy with notice.